Personal finance software such as websites, apps, or digital planning tools can help families manage their budget and reduce debt by pulling together balance and activity information from multiple financial accounts into a single view on an app or a website.

Personal finance software or account aggregation programs like Mint® use a form of technology called data scraping to log in to a user’s account using their personal security credentials and extract information from account web pages.

However, some people may be concerned for their online security: if an account aggregation program is hacked, it could lead the hacker to one point of access where all the user’s information is compromised, instead of just one financial account.

To help security-minded account owners safely share their data, Invest529 offers account owners the ability to create an aggregator read-only account.

Invest529’s third-party account access platform allows your chosen preferred personal finance software to access select Invest529 account information without having to disclose your account login information. The third-party account access platform will only give access to basic account and investment details without displaying personal and sensitive information. This will allow you to track your Invest529 account(s) using third-party financial apps without compromising your account security.

Multi-factor authentication (also known as two-factor authentication, MFA, or 2FA) became required by Invest529 for all account owners in October 2023. This means that if you have third-party financial apps directly connected to your Invest529 account (i.e., not using the aggregator read-only account option), those connections a disabreled due to the universal MFA implementation. If you wish to connect your Invest529 account to third-party services, such as Mint, you will need to follow the steps below.

How to link an Invest529 account to your personal finance software

• Sign into your online account.
• Click Manage My Accounts.
• Select Link Personal Finance Software.
• Create a unique Login ID, password, and expiration date for each service receiving access to your Invest529 account.
• Direct your personal finance software to enter the newly created Login ID and password at this link.

Upon completion of these steps, your digital application, planning tool or financial institution will receive read-only access to your Invest529 account summary information. This will allow you to keep track of your Invest529 investments while protecting your digital security.

PLEASE NOTE: At this time Invest529 accounts cannot be linked to any Quicken financial tools.