Investment Options and Performance
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Conservative Income Portfolio
Investment Strategy
The Conservative Income Portfolio maintains a target asset allocation of 20% equity, 80% fixed income. This target asset allocation is comprised of the following Sub-asset Classes and Funds:
- 12% Domestic Equity, managed by The Vanguard Group, Inc.
- 8% International Equity, managed by The Vanguard Group, Inc.
- 56% Market Fixed Income, managed by The Vanguard Group, Inc.
- 24% International Fixed Income, managed by The Vanguard Group, Inc.
A full description of each underlying Fund's investment strategy can be found in the Invest529 Program Description.
| Investment Portfolio | Unit Value | Daily Change | YTD Return1 | 1 Month2 | 3 Month2 | 1 Year2 | 3 Year2 | 5 Year2 | 10 Year2 | Since Inception2 | Inception Date | Expense Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Conservative Income | $24.06 | -0.20% | 4.44% | 1.54% | 5.24% | 14.89% | 0.66% | 2.68% | 3.58% | 4.05% | Jan 2002 | 0.087% |
| Benchmark | 1.51% | 5.21% | 14.90% | 0.68% | 2.70% | 3.47% | 4.07% |
1. YTD Return as of 11/1/2024.
2. Total Returns as of 09/30/2024.
How to Interpret the Charts
The performance charts display historical performance for Invest529 portfolios. Two values are represented on each chart.
The first value is the daily Unit Price and is represented by the blue line on the chart. The second value is the percent change of the Unit Price based on a selected timeframe and is represented by the purple line. A date selector can be found underneath the chart that allows for custom date ranges to be chosen. These charts also feature the ability to zoom into pre-determined time periods (Note: Selecting a zoom period will not change the previously selected date range).
Key Terms:
Benchmark
An unmanaged group of securities whose overall performance is used as a standard to measure investment performance.
Net Asset Value (NAV)
The market value of a mutual fund's total assets, minus liabilities, divided by the number of shares outstanding. The value of a single share is called its share value or share price.
To view the full definitions, please see the official Invest529 Program Description.
Average Annual Returns
Updated Monthly as of 09/30/2024
| 1 Year | 3 Year | 5 Year | Since Inception Jan 2002 | |
|---|---|---|---|---|
| Conservative Income Portfolio | 14.89% | 0.66% | 2.68% | 4.05% |
Benchmark
The Conservative Income Portfolio’s Benchmark is a blended composite benchmark reflecting the asset strategic benchmark index components for each underlying investment manager, and an adjustment reflecting the administrative fee for the Portfolio:
- 56% Bloomberg Barclays U.S. Aggregate Float Adjusted
- 12% CRSP US Total Market
- 8% FTSE Global All Cap ex US
- 24% Bloomberg Barclays Global Aggregate ex-USD (USD Hedged)
Portfolio Fees as of 9/30/2024
| Fee Type | Percent |
|---|---|
| Asset Management Fees | 0.042% |
| Administrative Fee | 0.045% |
| Expense Ratio (Asset Management + Administrative Fee) | 0.087% |
Historical Prices
| Date | Price |
|---|---|
| 11/1/2024 | $24.06 |
| 10/31/2024 | $24.11 |
| 10/30/2024 | $24.18 |
| 10/29/2024 | $24.22 |
| 10/28/2024 | $24.22 |
Investment Objective
The Conservative Income Portfolio seeks to provide current income and some capital appreciation.
Investment Risks
A complete description of each of the risks associated with the underlying Funds of the Conservative Income Portfolio can be found in the Invest529 Program Description. Information on obtaining prospectuses for the respective Funds is also contained in the Invest529 Program Description.
Current Target Asset Allocation
| % | Sub-asset Class | Investment Manager |
|---|---|---|
| 12.00 | Domestic Equity | The Vanguard Group, Inc. |
| 8.00 | International Equity | The Vanguard Group, Inc. |
| 56.00 | Market Fixed Income | The Vanguard Group, Inc. |
| 24.00 | International Fixed Income | The Vanguard Group, Inc. |
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Notes:
- All investment return information is calculated by BNY Mellon Asset Servicing. Returns are presented net of management fees and Invest529 administrative fees. Returns for periods greater than one year are annualized.
- Past performance is no guarantee of future results. Please refer to the Invest529 Program Description and the underlying Vanguard Fund prospectus before making any investment decision.